3 tips for reducing back-to-school stress
Save time and money while earning cash back to boost your budget
Get prepared, that time of year is approaching quickly.
The days are still long, there are still plenty of summer activities, and the kids are still enjoying warm nights with no homework. But you’re already starting to prepare for the first day of school.
This can be a stressful time– Has your middle-schooler really outgrown the shoes you just bought? What kind of calculator does your high-schooler need for algebra? Are you saving enough for athletic fees and equipment? Textbooks for back-to-college? Have you added enough money to their Walmart MoneyCard account for the semester?
Don’t worry. Here are three ways we can help reduce your back-to-school stress:
- Create a dedicated account for your savings plan in minutes and earn 2% APY.1 There’s no need to go to the bank. With a Walmart MoneyCard account you can transfer from your available funds to your savings—earning you 2% APY on your balance. Have an unexpected expense? Simply transfer money back, and then spend those funds anywhere Visa® or MasterCard® are accepted.
- Earn cash back at Walmart and Walmart.com. While the Walmart MoneyCard can be used almost anywhere, it pays (literally) to use it at Walmart. Get 3% cash back when you use it at Walmart.com, 2% cash back at Walmart fuel stations, and 1% cash back when you use it at any Walmart store.2
- Check your local Walmart for help with back-to-school lists. Before the school year starts, most schools will publish a list of supplies students need for the first day of class. Your local Walmart store often has these lists for your local schools. Before you scramble to find yours, check your local Walmart — the same place where you’ll find those items at low prices.
Reduce the stress of back-to-school preparation by signing up for the Walmart MoneyCard and downloading the free Walmart MoneyCard mobile app today. Then you can get back to what really matters — enjoying the rest of your summer.
Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.
The Walmart MoneyCard Mastercard Card is issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. The Walmart MoneyCard Visa Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.
Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purpose of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See Deposit Account Agreement for details.
Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.
Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.
Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Walmart MoneyCard account to prevent fraud restrictions on the account.
Limits apply. Your funds typically become available on your account within 10 minutes for your use.
Carrier message & data rates may apply.
Monthly fees will continue on locked cards. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
Interest paid annually on each enrollment anniversary based on the average daily balance across all savings of the prior 365 days, up to a maximum average daily balance of $1,000 across all savings, if the primary account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of January 2026. Fees on your primary account may reduce earnings on your savings account. See Deposit Account Agreement for terms and conditions.