Get paid up to 2 days before payday with early direct deposit

Get your benefits up to 4 days before benefits day.¹ Plus, unlock other exclusive perks with Early direct deposit!

Open an account

Unlock exclusive perks with direct deposit

Early payday

Get your pay up to 2 days before payday & up to 4 days before benefits day.¹

Overdraft protection

Unlock overdraft protection up to $200 with opt-in & eligible direct deposit.²

No monthly fee

Your monthly fee will be waived with qualifying direct deposit of $500+ in previous monthly period. Otherwise, $5.94 a month.³

Set up direct deposit right in the app

Set up or switch your direct deposit in minutes by finding your employer or benefits provider right in the Walmart MoneyCard app.⁴

It’s fast & easy to set up

Select how much of your pay you want direct deposited to your Walmart MoneyCard account.

Confirm your direct deposit allocation & submit the request for processing.

Activation requires online access & identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

See Account Agreement for fees, terms and conditions.

¹Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Walmart MoneyCard account to prevent fraud restrictions on the account.

²Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.

³Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

⁴Carrier message and data rates may apply.

Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

Walmart, the Walmart Spark Design, and Save Money. Live Better. are trademarks of Walmart, registered in the US Patent and Trademark Office and in other countries.