Move your money with the Walmart MoneyCard
Manage & move your money with Walmart MoneyCardTM
Move your money with ease using the Walmart MoneyCard.
You’ve got to love the age of digital money. Never has it been so easy to pay bills or buy a fancy coffee or split a restaurant check with friends — all it takes is a click of your mouse or a tap of your finger.
Managing your money, too, has gotten more convenient in the digital age. But moving your money between financial institutions isn’t always as straightforward as it could be, and that’s where the Walmart MoneyCard can help. We make it easy to transfer money to or from another card or linked bank account, pay bills online, and manage your money right in our app.
- Move your money with ease. Once you link your bank accounts with your Walmart MoneyCard, moving funds from one place to another is easy. Bank transfers1 take three (3) business days after account verification. Need to transfer funds from a savings account at your credit union to a checking account at a different bank? You can do it all right from our mobile app… and there’s no fee!
- Pay your bills. Set up payees in your Walmart MoneyCard account. Go to Bill Pay & People, then select Bill Pay to pay utilities, phone bills, and other recurring bills at no cost.2
- Manage money on your MoneyCard app. You can deposit checks, monitor your balance, pay bills, and transfer money all right within our app. Need to deposit a check? Take a pic of it from your app & see your money deposited into your account free of charge within 5 business days! Want to add cash to your Walmart MoneyCard account? You can make a cash deposit using our app at Walmart stores. Select “Deposit cash" & show the barcode at the register.3 It’s that simple! You can also check your balance history at any time and so much more! Plus, find out ways to protect your money right within your app here.
Embrace the age of digital money with confidence. To learn more about the many ways that Walmart MoneyCard can help, visit https://www.walmartmoneycard.com/transfer-money.html.
Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purpose of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See Deposit Account Agreement for details.
Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.
Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.
Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Walmart MoneyCard account to prevent fraud restrictions on the account.
Limits apply. Your funds typically become available on your account within 10 minutes for your use.
Carrier message & data rates may apply.
Monthly fees will continue on locked cards. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
Interest paid annually on each enrollment anniversary based on the average daily balance across all savings of the prior 365 days, up to a maximum average daily balance of $1,000 across all savings, if the primary account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of January 2026. Fees on your primary account may reduce earnings on your savings account. See Deposit Account Agreement for terms and conditions.