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Unlock overdraft protection up to $200 with opt-in & eligible direct deposit¹
Overdraft protection helps cover purchase transactions that exceed your available balance. No fee with the first $10 of coverage. Need more? We offer coverage up to $200. Fees may apply.
Set up direct deposit & opt-in today
Set up direct deposit & opt-in today
Set up & receive
eligible direct deposit.
Opt in for
overdraft coverage.
We’ll cover debit card purchase transactions that exceed your available balance. You’ll have 24-hours to bring your balance to at least $0 to avoid a fee.
What is an overdraft?
An overdraft of your account happens when you spend more than what you have available in your account. We know life happens, so we offer overdraft coverage to help in those situations.1
Want to avoid an overdraft of your account?
We can help there too.
Want to avoid an overdraft of your account?
We can help there too.
The Walmart MoneyCard offers several features in the app so you can manage your finances & help prevent your account balance from becoming over drafted.
Keep track with account text alerts
Set daily balance notifications to avoid overspending
Check your balance with a simple swipe
Track spending & create budgets
Keep track with account text alerts
Set daily balance notifications to avoid overspending
Check your balance with a simple swipe
Track spending & create budgets
Frequently asked questions
Frequently asked questions
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With an eligible direct deposit, you are covered up to $10 in overdraft protection with no fees.
Additional overdraft coverage up to $200 is subject to eligibility criteria. Fees may apply.
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Only purchase transactions are subject to overdraft protection.
You are covered up to $10 in overdraft protection with no fees.
Additional overdraft coverage up to $200 is subject to eligibility criteria and each transaction that is greater than $5 and overdraws your account by more than $10 is subject to fees.
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You are covered up to $10 in overdraft protection with no fees.
Additional overdraft coverage up to $200 is subject to eligibility criteria. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.
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Yes. There are no fees for overdraft coverage up to $10. Fees may apply with additional overdraft coverage up to $200. You'll have 24-hours to bring your account to at least $0 from the first authorized overdrawn transaction to avoid a fee.
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You are allowed a maximum of 10 overdrafts in a statement period. If there are more than 10 overdraft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period.
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Yes, If there are more than 10 over draft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period. Your eligibility and coverage can also change at our discretion.