What is a vault?

Exciting changes are coming. If you’re seeing something unexpected, click here to find the right page.

Welcome to the Walmart MoneyCard Help Center
How can we help?

Can’t find your answer? – Contact us

What is a vault?

A vault is a savings feature where you can store money separately from your Walmart MoneyCard available balance. It’s a great place to stash money to save for an upcoming expense, budgeting or any goal you can think of. You can create up to 5 vaults. Money in your vault cannot be spent until you move the money back to your Walmart MoneyCard available balance. The best part, money in your vault will earn 2.00% APY!

Interest paid annually on the average daily balance of savings during the year up to a $5,000 balance & if the account is in good st&ing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of January 2025. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms & conditions.

Related questions

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features

Walmart MoneyCards® are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

The "Spark" design ( * ), Walmart and Save money. Live better are marks and/or registered marks of Walmart, Inc.