save money

Manage money better. Save more.

Avoid unnecessary fees & enjoy all the great money saving features Walmart MoneyCard has to offer.

Avoid unnecessary fees & enjoy all the great money saving features Walmart MoneyCard has to offer.

Smart money management for Walmart shoppers

Smart money management for Walmart shoppers

overdraft protection

Overdraft protection up to $200 with opt-in & eligible direct deposits.1

Overdraft protection up to $200 with opt-in & eligible direct deposits.1

We’ll automatically help cover purchase transactions that exceed your available balance.1

2%

Earn 2% APY on savings

Earn 2% APY on savings

Save cash for safe keeping, emergencies, or future purchases with your Walmart MoneyCard savings account & earn 2% APY on your savings.2

No monthly fees

No monthly fee

No monthly fee

Waive your monthly fee with eligible direct deposit. Otherwise, $5.94 a month.3

 

overdraft protection

Overdraft protection up to $200 with opt-in & eligible direct deposits.1

Overdraft protection up to $200 with opt-in & eligible direct deposits.1

We’ll automatically help cover purchase transactions that exceed your available balance.1

2%

Earn 2% APY on savings

Earn 2% APY on savings

Save cash for safe keeping, emergencies, or future purchases with your Walmart MoneyCard savings account & earn 2% APY on your savings.2

No monthly fee when you load $500

No monthly fee

Waive your monthly fee with eligible direct deposit. Otherwise, $5.94 a month.3

No hidden fees

No hidden fees

Features

Simple fees

Card purchase

Card purchase

$1.00

$1.00

Monthly fee

Monthly fee

$5.94

$5.94

Direct deposit

Direct deposit

$0

$0

Cash deposit

Cash deposit

$3 with card at Walmart registers
Free using the app at Walmart
Other locations up to $5.95

$3 with card at Walmart registers
Free using the app at Walmart
Other locations up to $5.95

Online bill pay

Online bill pay

$0

$0

Transfer money from a linked bank account

Transfer money from a linked bank account

$0

$0

Cash a check with the app

Cash a check with the app

$0

$0

In-network ATM withdrawal

In-network ATM withdrawal

$2.50

$2.50

Walmart withdrawal

Walmart withdrawal

$0

$0

In-network ATM balance inquiry

In-network ATM balance inquiry

$0.50

$0.50

Teller cash withdrawal

Teller cash withdrawal

$2.50

$2.50

Replacement card (for lost, stolen damaged card)

Replacement card (for lost, stolen damaged card)

$3.00

$3.00

Expedited delivery of replacement debit or secured credit card

Expedited delivery of replacement debit or secured credit card

$15.00

$15.00

Foreign transaction fee

Foreign transaction fee

3% of the U.S. dollar amount of each transaction

3% of the U.S. dollar amount of each transaction

Paper check fee

Paper check fee

$5.95

$5.95

Overdraft fee

Overdraft fee

$15 for each transaction that is greater than $5 and overdraws your primary deposit account by more than $10 unless you use the optional Overdraft Protection Service.

$15 for each transaction that is greater than $5 and overdraws your primary deposit account by more than $10 unless you use the optional Overdraft Protection Service.